Through Google Analytics:
- - We use a third-party JavaScript plug-in or mobile app library provided by Google
called
“Google
Analytics” to provide us with useful traffic statistics and to better understand how
you use our
Website. We do not have direct access to the information obtained from Google
Analytics, but
Google
provides us with a summary through their dashboard.
- - Google does not provide us with direct access to your Personal Information and
therefore we
cannot
see this information.
- - We may share the information obtained from Google Analytics with business
partners who are
interested in advertising on our website. The information shared with these business
partners
will
not contain any Personal Information.
- - You can opt-out of having your information collected by Google Analytics by
downloading the
Google
Analytics opt-out browser add-on provided by Google. This will prevent your
information being
used
by Google Analytics. Doing this will not affect your ability to use our Website in
any way. We
also
honour the Do Not Track header and will not track visitors who have Do Not Track
switched on.
V. HOW WE USE THE INFORMATION WE COLLECT
We use the information we collect about you for the following purposes or in the
following
manner:
a)
We may disclose collected data to certain individual(s) for certain purpose(s)
or in certain
cases, these may include but not limited to:
- i. Lenders: We may share your Personal Information with the RBI registered
Lenders, who are
working
with us in connection with the operation of the Services or the Platform, so
long as such
Lenders
are subject to confidentiality restrictions consistent with this Privacy
Policy.
b)
For other business purpose: By registering on the Website/Mobile App, you give
us
your
express
consent to receive promotional emails about our services and emails announcing
changes to, and
new
features on, the Website and/or the Mobile App. If at any time, you decide that
you
do not wish
to
receive any such emails, you can opt out of receiving such emails.
c)
4Fin will share some or all of your Information with another business entity
should we (or
our
assets) plan to merge with, or be acquired by that business entity. Should such
a
transaction
occur
then the other business entity (or the new combined entity) will be required to
follow this
Privacy
Policy with respect to your Information.
d)
Legal Obligation: We may need to disclose your Information to law enforcement
agencies,
government agencies or other third parties where we are compelled so to do by
court
order or
similar
legal procedure; where we are required to disclose your Information to comply
with
law; where we
are
cooperating with an ongoing law enforcement investigation or where we have a
good
faith belief
that
our disclosure of your Information is necessary to prevent physical harm or
financial loss, to
report suspected illegal activity or to investigate a possible violation of our
Terms.
e)
We do not sell or rent any of your Information to third parties in the normal
course of doing
business and will only share your Information with third parties in accordance
with
this privacy
policy.
VI. LINKS
The Website and/or the Mobile App contains links to other websites/apps/platforms
and we are not
responsible for the privacy practices of such websites/apps/platforms. 4Fin
encourages its users
to
read the privacy policies of all websites/apps/platforms. This privacy statement
applies solely
to
information collected by 4Fin.
VII.SECURITY OF YOUR PERSONAL INFORMATION
We hold your Personal Information on secure servers. By providing us with Personal
Information,
you
consent to the transfer of your Personal Information to, and its storage on, our
secure servers.
We
protect it on the Platform against loss, misuse or alteration by taking extensive
security
measures.
In order to protect your Personal Information, we have implemented adequate
technology and will
update these measures as new technology becomes available, as appropriate. All
Personal
Information
is securely stored on a secure cloud setup and all communication happens via
bank-grade secure
SSL
communication channels. Though we provide appropriate firewalls and protections, we
cannot
warrant
the security of any Personal Information transmitted as our systems are not hack
proof. We take
every precaution to safeguard all your Personal Information from unauthorized
access, use or
disclosure. However, the Internet is not a secure medium and we cannot guarantee the
privacy of
your
Personal Information. Data pilferage due to unauthorized hacking, virus attacks,
technical
issues
are possible and we take no liabilities or responsibilities for it.
- - You must enter your username and password/OTP each time you want to access
your
account or
make
transactions on the Website and/or the Mobile App.
- - Choose your password carefully using unique numbers, letters and special
characters. Never
share
your username and password/OTP with anyone.
- - If you are concerned that your username or password/OTP has been compromised,
please contact
our
customer support team immediately and ensure you change your password by logging
onto the user
settings section of the Website and/or the Mobile App.
- - You are responsible for all actions that take place under your User account.
If
you choose to
share your User account details and password/OTP or any Personal Information
with
third parties,
you
are solely responsible for the same. If you lose control of your User account,
you
may lose
substantial control over your Personal Information and may be subject to legally
binding
actions.
VIII. SHARING OF INFORMATION
Where PI/SPDI is required to be shared, arising out of any contractual obligation,
4Fin shall
part
with such PI/SPDI only in accordance with your consent for the same. To the extent
necessary to
provide you the requested services or to the extent required under applicable law,
we may
provide
your PI/SPDI to the following third parties without notice to you:
- - Entities like auditors, authorized vendors etc on a ‘need to know’ basis
under a
Non-Disclosure
Agreement;
- - Governmental authorities, in such manner as permitted or required by
applicable
law;
IX. RETENTION AND REVOCATION OF INFORMATION
Your PI/SPDI will be retained with 4Fin as long as you avail our Services. We may
retain your
information for such a period as may be necessary under applicable law. In the
event, you wish
to no
longer avail our Services or intend to request that 4Fin no longer retain your
PI/SPDI or where
you
intend to modify the current PI/ SPDI, you may contact 4Fin as provided herein
below. Please
note,
however, that there might be delay in deleting Personal Information from our servers
and
backed-up
versions might exist even after deletion.
X. ACCESSING, CORRECTING, OR DOWNLOADING YOUR PERSONAL INFORMATION
You have the right to seek access to your Personal Information owned by 4Fin. Unless
an
exception
applies, we must provide you with access to the Personal Information we keep about
you within a
fair
timeframe and at no cost, unless an exception applies.
XI. GRIEVANCE OFFICER
In accordance with the Information Technology Act, 2000 and the rules made
thereunder, any
questions, disputes, opt-out requests, grievances with respect to the processing of
PI or SPDI
can
be referred to the Data Privacy and Grievance officer designated by 4Fin as
below:
Name: Chetan Sakate
Contact Number: +91-895607-7440
Email ID: chetan.sakate@4fin.in
XII. Our Partners